You just have bought this car of your dreams by putting so much of earnings, time and energy on it and thinking through all the options available to you in your range. Surely it's going to be one of your priced possessions but what is the next thing you are going to do? Of course take your family on a ride. And after that? Car insurance. It is the foremost thing you should do after buying a car. It not only protects your vehicle from damage but provides a huge support in emergency.
With myriad insurance schemes on the road it is quite obvious for you to get confused. Here, these are the things you should consider before choosing one
1. Settlement of claim:
Often it is seen that companies fail to claim a good settlement. Don't go on their words or assurances but research and choose a company with good history of claim settlement. You of course do not want hassles in any emergency.
2. Coverage:
Ask the provider of the coverage options available and how soon can it be issued. Generally, most of the companies take time in issuing coverage. However, it is our foremost need before deciding on any insurance policy.
3. Premiums:
Premium options vary from company to company. You can make this easy by reviewing the quotations of the companies you are interested in. Research thoroughly and choose the one that fits for you.
4. Customer Support:
A good 24*7 customer support should be available in case of any emergency. You can ask people around you about their experiences with the company and their conduct in managing situations with customers.
5. Cashless Option:
One cannot carry huge amount of money all the time. With advent of modernisation in our country, the need for cashless system is mandatory. It will provide you a relief in urgency.
6. Garages:
With quotations of premium, you can also ask for the list of network garages of the company. It is excellent to consider of they have ample amount of garages and especially nearby you. Ask people about their conditions, get feedback and decide.
We do not want any kind of damage to our vehicle but most of the times we become wee bit ignorant in choosing a good insurance company. Do not get trapped by choosing the company the car provider recommends but research on your own. Spend ample amount of time by thinking through all the options and then choose a best one.
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